An Important Factor When Choosing Your Photographer

Whether it's a family portrait, wedding or commercial photography for your business you should always interview your photographer candidates that you are interested in doing the work you want commissioned.  It's hoped that your deciding factor will be the quality of the work, how they present the finished images to you and that you really like the personality of the photographer you've chosen.  But, there's one more factor that should be very important when choosing a photographer, no matter for what event or instance you want photographed and that's liability insurance.

Photographer's employ a variety of pieces of equipment that, if knocked over, can be very dangerous.  If that equipment injures someone or damages property, the client will have no protection from the results of that damage.  Photographers are often notorious in their photo sessions for having many cords lying about - either in the studio or on location.  It would take much for someone to become entangled and trip on them.

In the commercial photography business, a photographer may not even be allowed to come onto the location of a business or industrial site without a liability certificate from their insurance company.  An example from my own experience was when I wanted to take pictures on the stairs of a public building.  They granted my request, but I had to show I had a liability certificate and I was covered if myself or one of my models became injured while on their property.


Although much of this is a case of few and far between, it isn't entirely impossible.  But, it's something you should ask about in order to have complete and utter piece of mind.  And, in my opinion, if the work is professional, the presentation is professional then the final mark confirming the individual is a professional is that they have thought about this last detail and taken care of that also.